Estate planning at Ford Credit

How to protect 2 Ford Credit accounts — file death claims

Ford Credit

Subsidiary of Ford Motor Company

ford.com/finance
Ford Credit logo

Ford Credit Customer Service

Mailing Address

Loan payoff checks: Ford Motor Credit, PO Box 650574, Dallas, TX 75265-0574. General written correspondence: Ford Credit, P.O. Box 35910, Cleveland, OH 44135-0910.

Ford Credit Customer Service

Mailing Address

Loan payoff checks: Ford Motor Credit, PO Box 650574, Dallas, TX 75265-0574. General written correspondence: Ford Credit, P.O. Box 35910, Cleveland, OH 44135-0910.

Ford Credit Customer Service (Deceased Account Holder)

Mailing Address

Ford Credit, P.O. Box 35910, Cleveland, OH 44135-0910

Verified Jul 2026

When a borrower at Ford Credit dies, the loan does not simply disappear. The executor contacts Ford Credit to establish authority, learn the payoff amount, and choose how to handle the balance under the servicer's procedures and applicable law.

Ford Credit provides specific procedures for both proactive estate planning and filing claims after a death.


Frequently asked questions

A qualified party who wants to keep a financed vehicle can apply to assume the contract by contacting a Customer Service Representative at 1-800-727-7000 for a Transfer of Equity, or can pay off the loan and retitle the vehicle through the estate, or refinance the balance in their own name. Ford Credit evaluates any request under its credit and underwriting guidelines. Payments must be kept current in the meantime, because the vehicle secures the loan and can be repossessed if the account falls behind.

A loan payoff check is mailed to Ford Motor Credit, PO Box 650574, Dallas, TX 75265-0574. General written correspondence can be sent to Ford Credit, P.O. Box 35910, Cleveland, OH 44135-0910. Request the exact payoff amount from a Customer Service Representative at 1-800-727-7000 first, and include the Ford Credit account number so the payment is applied correctly. Once the balance is satisfied, Ford Credit releases its lien and the title so the vehicle can be retitled or sold.

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Sources

Data sourced from Ford Credit primary sources (4 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Ford Credit accounts and other assets with trusts, beneficiary designations, and estate planning documents.