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Home→Financial Institutions→First National Bank→When someone dies

What to do when a First National Bank account holder dies

Contact First National Bank's F.N.B. Wealth Management / First National Trust Company — 8-step process, 7 required documents, and contact fnb for case-specific timelines; pod/tod claims with proper documentation may be processed within a few business days

First National Bank

Subsidiary of F.N.B. Corporation

fnb-online.com →
First National Bank logo
Phone1-800-555-5455
Mailing Address

First National Bank, 4140 E. State Street, Hermitage, PA 16148-3487

Department Directory
1-833-226-5362
WebsiteLearn more →

F.N.B. Wealth Management / First National Trust Company

Phone1-877-871-7680
Mailing Address

F.N.B. Wealth Management, 626 Washington Place, Pittsburgh, PA 15219

WebsiteLearn more →

Customer Service / Estate Settlement

Phone1-800-555-5455
EmailFNBCustomerService@fnb-corp.com
Mailing Address

First National Bank, 4140 E. State Street, Hermitage, PA 16148-3487

Wealth Management / Trust Estates
1-877-871-7680
WebsiteNotify online →
Verified Feb 2026

When a First National Bank account holder passes away, the next step depends on how the accounts were set up. Accounts with beneficiary designations or trust ownership transfer outside of probate. Accounts titled solely in the deceased's name require the estate's legal representative to work with First National Bank's F.N.B. Wealth Management / First National Trust Company (1-800-555-5455) to access and distribute the funds.

First National Bank provides an online portal for initiating death claims, which can simplify the initial notification and document submission process. Claims can also be started by phone or by mailing the required documents.

Death claim process

Here is the step-by-step death claim process at First National Bank:

Filing a claim

1Contact FNB Customer Service at 1-800-555-5455 or visit any branch to report the death
2For POD accounts: beneficiary presents a certified death certificate and valid government-issued ID at a branch to claim funds
3For joint accounts: the surviving account holder presents a certified death certificate to update the account
4For accounts without a beneficiary or POD/TOD: obtain letters testamentary, letters of administration, or a state small estate affidavit from probate court
5For trust accounts: the successor trustee presents the death certificate, trust documentation evidencing successor trustee authority, and valid ID
6For IRA accounts: contact FNB or F.N.B. Wealth Management to complete IRA Beneficiary Distribution paperwork and applicable inherited IRA documentation
7For investment and wealth management accounts: contact F.N.B. Wealth Management at 1-877-871-7680
8Consider opening an Estate Management Account (no minimum, no monthly charge) if acting as executor or administrator

Required Documents

  • Certified death certificate
  • Valid government-issued photo ID for beneficiary or claimant
  • Account information for the deceased
  • For accounts without a beneficiary: letters testamentary or letters of administration from probate court, or state small estate affidavit
  • For trust accounts: trust document pages evidencing successor trustee authority
  • For IRA accounts: completed IRA Beneficiary Distribution form and inherited IRA application
  • For Estate Management Account opening: Letter of Testamentary, Letter of Administration, or Letter of Representation

FNB has approximately 350 branch offices across PA, OH, WV, VA, MD, NC, SC, and DC for in-person estate settlement support. The Estate Management Account is available for court-appointed representatives or executors at no cost with no minimum balance. For complex estates involving investment accounts, trusts, or business succession, F.N.B. Wealth Management professionals can assist. Contact F.N.B. Wealth Management at 626 Washington Place, Pittsburgh, PA 15219 or call 1-877-871-7680.

Processing timelines at First National Bank: Contact FNB for case-specific timelines; POD/TOD claims with proper documentation may be processed within a few business days. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.

First National Bank requires several documents to process a claim, including Certified death certificate, Valid government-issued photo ID for beneficiary or claimant, and Account information for the deceased, and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.


Frequently asked questions

Call FNB Customer Service at 1-800-555-5455 or visit any branch to report a death. For investment accounts or trust-related matters, contact F.N.B. Wealth Management at 1-877-871-7680. You will need a certified death certificate and valid government-issued photo ID. Additional documents such as letters testamentary may be required for accounts without a named beneficiary.

The Estate Management Account is a specialized checking account for court-appointed representatives or executors. It has no minimum opening balance, no monthly service charge, unlimited check writing and deposits, and access to Business Online Banking and mobile app. To open, you need a Letter of Testamentary/Administration/Representation, a valid death certificate, and a government-issued photo ID. Call 833-BANK-FNB (1-833-226-5362) to schedule an appointment.

First National Bank's Customer Service / Estate Settlement can be reached by phone at 1-800-555-5455 and email at FNBCustomerService@fnb-corp.com for questions throughout the claims process.

If the deceased held multiple First National Bank accounts, each may require a separate claim or have different documentation requirements. The F.N.B. Wealth Management / First National Trust Company can confirm which accounts require individual attention and which can be processed together.

First National Bank

Subsidiary of F.N.B. Corporation

fnb-online.com →
First National Bank logo
Phone1-800-555-5455
Mailing Address

First National Bank, 4140 E. State Street, Hermitage, PA 16148-3487

Department Directory
1-833-226-5362
WebsiteLearn more →

F.N.B. Wealth Management / First National Trust Company

Phone1-877-871-7680
Mailing Address

F.N.B. Wealth Management, 626 Washington Place, Pittsburgh, PA 15219

WebsiteLearn more →

Customer Service / Estate Settlement

Phone1-800-555-5455
EmailFNBCustomerService@fnb-corp.com
Mailing Address

First National Bank, 4140 E. State Street, Hermitage, PA 16148-3487

Wealth Management / Trust Estates
1-877-871-7680
WebsiteNotify online →
Verified Feb 2026

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