How to name beneficiaries and fund a trust at First Commonwealth
Covers 7 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
F
Customer Service
Phone1-800-711-2265
Emailengage@fcbanking.com
Mailing Address
First Commonwealth Bank, 601 Philadelphia St., Indiana, PA 15701
WebsiteLearn more→
First Commonwealth Wealth Management — Trust & Estate
Phone1-800-711-2265
Mailing Address
First Commonwealth Bank, 601 Philadelphia St., Indiana, PA 15701
WebsiteLearn more→
Verified Jun 2026
Estate planning for your First Commonwealth accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
First Commonwealth offers 9 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Confidence CheckingSavings AccountMoney Market AccountCertificate of DepositCoverdell Education Savings AccountHealth Savings AccountTower Savers Child Savings Account
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Contact the institution for details.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Assets with a named beneficiary — POD accounts, IRAs, and life insurance — pass outside the probate estate
F
Customer Service
Phone1-800-711-2265
Emailengage@fcbanking.com
Mailing Address
First Commonwealth Bank, 601 Philadelphia St., Indiana, PA 15701
WebsiteLearn more→
First Commonwealth Wealth Management — Trust & Estate
Phone1-800-711-2265
Mailing Address
First Commonwealth Bank, 601 Philadelphia St., Indiana, PA 15701
WebsiteLearn more→
Verified Jun 2026
Estate planning articles
Learn how to protect your First Commonwealth accounts and other assets with trusts, beneficiary designations, and estate planning documents.
