How to name beneficiaries and fund a trust at EECU
Covers 6 deposit, 1 hsa, 4 retirement, and 6 lending accounts — beneficiaries must be updated in-branch
Member Contact Center
Phone(817) 882-0800
Mailing Address
EECU, 1617 W Seventh St, Fort Worth, TX 76102
24/7 Credit & Debit Card Support
Investment & Retirement Services
Insurance Services
Mortgage Services
Business Services
WebsiteLearn more→
Trust Services (corporate trustee and fiduciary services provided by Members Trust Company) and EECU Investment & Retirement Services (LPL Financial)
Phone(817) 882-0800
WebsiteLearn more→
Member Contact Center (deceased-member accounts; EECU publishes no separate estate line)
Phone(817) 882-0800
Mailing Address
EECU, 1617 W Seventh St, Fort Worth, TX 76102
WebsiteNotify online→
Verified Jul 2026
Preparing your EECU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because EECU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 17 product types, EECU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Real Worth CheckingMoney Market CheckingSavings AccountHigh Yield SavingsMoney Market SavingsShare Certificate
1
Locate a financial center at https://eecu.org/locations and visit during branch hours (typically Mon-Thu 9:00 AM - 5:00 PM, Fri 9:00 AM - 6:00 PM, Sat 9:00 AM - 1:00 PM)
2
Request a POD beneficiary designation form from a member service representative
3
Complete the form with all required beneficiary information
4
All account owners sign the form and submit to the representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations are available on deposit accounts (savings, checking, money market, certificates) per the Account Opening Agreements & Disclosures (https://www.eecu.org/EECU/media/pdfs/OnlineAppFiles/account-opening-agreements-disclosures.pdf)
- That agreement states a POD designation is INEFFECTIVE on an Individual Retirement Account — an IRA passes only by its own beneficiary designation
- Beneficiary designations on IRA and HSA accounts supersede instructions in a will or trust
- A POD account is payable on death of the last surviving account holder to the named payees, and payment to any surviving POD payee discharges EECU from liability to the other payees
- The HSA Beneficiary Designation form requires a witness signature, and spousal consent should be considered because Texas is a community property state
- The HSA form states that if no beneficiary is named, the owner's estate becomes the beneficiary — which routes the HSA balance through Texas probate
Sources
Data sourced from EECU primary sources (32 pages reviewed). How we research.
Download these EECU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against EECU primary sources. Bring it to the branch or keep it beside the phone.
Member Contact Center
Phone(817) 882-0800
Mailing Address
EECU, 1617 W Seventh St, Fort Worth, TX 76102
24/7 Credit & Debit Card Support
Investment & Retirement Services
Insurance Services
Mortgage Services
Business Services
WebsiteLearn more→
Trust Services (corporate trustee and fiduciary services provided by Members Trust Company) and EECU Investment & Retirement Services (LPL Financial)
Phone(817) 882-0800
WebsiteLearn more→
Member Contact Center (deceased-member accounts; EECU publishes no separate estate line)
Phone(817) 882-0800
Mailing Address
EECU, 1617 W Seventh St, Fort Worth, TX 76102
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your EECU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
