Estate planning and settlement at Heartland ECSI
Report a death at 1-888-549-3274
Heartland ECSI is a student loan servicer, so the estate planning question is about a debt, not an asset. When the borrower dies, the estate must notify Heartland ECSI and resolve the outstanding balance—through payoff, assumption, discharge, or surrender depending on the loan—rather than name a beneficiary.
Heartland ECSI provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to review 5 account types at Heartland ECSI.
Preparing your estate →Death claim process
Report the death to Heartland ECSI's ECSI Student Loan Servicing at 1-888-549-3274. The page lists the steps and the documents to send.
When someone dies →
Sources
Data sourced from Heartland ECSI primary sources (15 pages reviewed). How we research.
Heartland ECSI customer support
ECSI Student Loan Servicing
Phone
Corporate Office
Tax Documents (1098-T & 1098-E)
Tuition Payment Plans
Financial Aid Refund Disbursements
Text HELP for support
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Heartland ECSI accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
