Estate planning at Earnest

How to protect 4 Earnest accounts — file death claims

Earnest

Subsidiary of Navient

earnest.com
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Earnest Client Happiness

Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

Earnest Client Happiness

Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

Earnest Client Happiness (death and discharge reporting)

Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

Verified Jul 2026

Earnest services loans, which means at death the focus is settling what is owed. The estate notifies Earnest, provides documentation of authority, and works through payoff or the loan-specific options available to survivors.

There are two sides to estate planning at Earnest: setting things up while you're alive, and the process survivors follow after a death.

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Sources

Data sourced from Earnest primary sources (15 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Earnest accounts and other assets with trusts, beneficiary designations, and estate planning documents.