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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→Earnest

Estate planning at Earnest

How to protect 4 Earnest accounts — file death claims

Earnest

Subsidiary of Navient

earnest.com→
Earnest logo

Earnest Client Happiness

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteLearn more→

Earnest Client Happiness

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteLearn more→

Earnest Client Happiness (death and discharge reporting)

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteNotify online→
Verified Jul 2026

Earnest services loans, which means at death the focus is settling what is owed. The estate notifies Earnest, provides documentation of authority, and works through payoff or the loan-specific options available to survivors.

There are two sides to estate planning at Earnest: setting things up while you're alive, and the process survivors follow after a death.

Preparing your estate

Beneficiaries and trust funding

How to review 4 account types at Earnest.

View details →

When someone dies

Death claim process

6-step process, 4 required documents, and contact information for survivors.

View details →
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • earnest.com
  • help.earnest.com
  • sec.gov

Data sourced from Earnest primary sources (15 pages reviewed). How we research.

Earnest

Subsidiary of Navient

earnest.com→
Earnest logo

Earnest Client Happiness

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteLearn more→

Earnest Client Happiness

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteLearn more→

Earnest Client Happiness (death and discharge reporting)

Phone1-888-601-2801
Toll-Free1-888-601-2801
Emailhello@earnest.com
Mailing Address

Earnest, PO Box 9250, Wilkes-Barre, PA 18773-9250 (correspondence only, not a payment address)

WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Earnest accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your Earnest accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Refundable Executor Expenses: What Estates Cover

Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
Trusts
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Jean Chatzky on Estate Planning: It’s a Gift

Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026