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Contact Delta Community CU's Delta Community Retirement & Investment Services (DCRIS) — 10-step process, 6 required documents, and joint accounts transfer immediately. pod accounts are typically processed within 2-4 weeks. estate accounts requiring probate documentation may take 30-90 days.
Delta Community Credit Union, 1030 Delta Blvd, Atlanta, GA 30354
Delta Community Retirement & Investment Services (DCRIS)
Deceased Accounts Department
Delta Community Credit Union, ATTN: Deposit Services Account Transition Services Team, P.O. Box 20541, Atlanta, GA 30320-2541
When a Delta Community CU member passes away, the Delta Community Retirement & Investment Services (DCRIS) handles the transition of accounts to beneficiaries or the estate. Accounts with Payable on Death designations or trust ownership transfer outside of probate, while solely-owned accounts may require Letters Testamentary or Letters of Administration from the probate court.
Gather the account holder's full name, date of birth, and any known account or policy numbers before contacting Delta Community CU. A certified death certificate is the primary document required to start any claim.
Here is the step-by-step death claim process at Delta Community CU:
The Deceased Accounts Department (404-677-4659, option 3, DeptDeceased@DeltaCommunityCU.com) handles all death-related account matters. Estate documents may be submitted by fax (470-351-6550), mail (P.O. Box 20541, Atlanta, GA 30320-2541, ATTN: Deposit Services Account Transition Services Team), or in person at any branch. For IRA accounts, documentation must be originals sent by mail or presented in person. Delta Community advises updating personal estate planning documents (will, financial power of attorney, advanced medical directive, and named beneficiaries) after the loss of a spouse. Contact DCRIS at DCRIS@DeltaCommunityCU.com or 404-677-4890 (Monday-Friday 8 AM - 5 PM ET) for legacy planning.
Processing timelines at Delta Community CU: Joint accounts transfer immediately. POD accounts are typically processed within 2-4 weeks. Estate accounts requiring probate documentation may take 30-90 days.. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.
Delta Community CU requires several documents to process a claim, including Certified copy of the death certificate, Government-issued photo ID for each beneficiary or claimant, and All affected account numbers, and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.
Contact the Deceased Accounts Department at 404-677-4659, option 3, or email DeptDeceased@DeltaCommunityCU.com. Joint accounts pass to the surviving joint owner. Single-owner accounts with a POD designation are closed and funds are disbursed directly to the named beneficiaries. Single-owner accounts without a POD are distributed to the estate through probate. Delta Community also checks whether the member had Credit Life & Disability payment protection and files a claim if applicable. Joint and POD funds remain NCUA insured for up to six months after the date of death.
Delta Community CU's Deceased Accounts Department can be reached by phone at 1-404-677-4659, email at DeptDeceased@DeltaCommunityCU.com, and fax at 1-470-351-6550 for questions throughout the claims process.
If the deceased held multiple Delta Community CU accounts, each may require a separate claim or have different documentation requirements. The Delta Community Retirement & Investment Services (DCRIS) can confirm which accounts require individual attention and which can be processed together.
Delta Community Credit Union, 1030 Delta Blvd, Atlanta, GA 30354
Delta Community Retirement & Investment Services (DCRIS)
Deceased Accounts Department
Delta Community Credit Union, ATTN: Deposit Services Account Transition Services Team, P.O. Box 20541, Atlanta, GA 30320-2541
Calculators and checklists to help navigate estate settlement after a Delta Community CU account holder passes away.
Get a personalized checklist for settling an estate after someone passes away. Covers trust administration, probate, and intestate estates.
Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.
Calculate how much an executor (personal representative) can charge for administering an estate. See if your state has statutory fees or uses reasonable compensation.
Calculate how many certified death certificates you need based on the assets and accounts you need to close. See state-specific ordering information.
Answer a few questions to find out if an estate needs full probate, qualifies for simplified probate, or can avoid probate entirely with a small estate affidavit.
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.