How to name beneficiaries and fund a trust at Del-One
Covers 10 deposit, and 3 retirement accounts — beneficiaries must be updated in-branch
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Member Services
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
Verified Mar 2026
Preparing your Del-One accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Del-One is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Del-One offers 13 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Del-One Rewards CheckingDel-One Regular CheckingDel-One Student CheckingDel-One Member SavingsDel-One Money Market AccountDel-One WINcentive Savings AccountDel-One Rainy Day SavingsDel-One Holiday & Vacation ClubDel-One Share CertificateDel-One Jumbo Share Certificate
1Visit any of Del-One's 10 branch locations across Delaware
2Request the Payable on Death (POD) beneficiary designation form at the member services desk
3Bring government-issued photo ID for all account owners
4Provide the full legal name and residential address for each beneficiary
5All account owners must sign the form in the presence of branch staff
6Retain a copy of the completed form for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Del-One supports Payable on Death (POD) designations on deposit accounts (Del. Code tit. 12, ch. 8)
- Beneficiaries must provide their full legal name and residential address
- Beneficiaries have no interest in or access to the account until the death of all account owners
- IRA beneficiary designations are managed separately from deposit account POD designations
- A trust may be named as a POD beneficiary on deposit accounts
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Member Services
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
Verified Mar 2026
Estate planning documents for Del-One customers
Free documents designed to protect your Del-One accounts.