Estate planning at Chime

How to protect 4 Chime accounts — file claims through Chime's Member Services (handles deceased-account closures)

Chime

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Mailing Address

Chime Capital, LLC, 101 California Street, Suite 500, San Francisco, CA 94111

Member Services (handles deceased-account closures)

Member Services (deceased-account closures)

Verified Jul 2026

Chime has 4 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.

Beneficiary management at Chime is handled through direct contact. The Member Services (handles deceased-account closures) team coordinates these changes.

Chime has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.

For questions about any of these procedures, contact Chime's Member Services (handles deceased-account closures) at 1-844-244-6363.

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Sources

Data sourced from Chime primary sources (16 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Chime accounts and other assets with trusts, beneficiary designations, and estate planning documents.