Estate planning and settlement at Brighthouse
Name beneficiaries online, fund a trust by mail, and report a death at 1-800-882-1292
Brighthouse offers 10 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Beneficiary designations at Brighthouse can be managed online, by phone, and by mail, typically taking 15 to 30 minutes to complete the form. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Brighthouse provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 10 account types at Brighthouse.
Preparing your estate →Death claim process
Report the death to Brighthouse at 1-800-882-1292. The page lists the steps and the documents to send.
When someone dies →
Sources
Data sourced from Brighthouse primary sources (20 pages reviewed). How we research.
Brighthouse customer support
Brighthouse Financial Customer Service Center
Phone
Group Annuity Products
Life policies ending in BI, BLT, BLV, BLW, BNW, NI
Life policies ending in USU, USV, UT, FMU, MT, MLU
Life policies ending in US and FM
NEF policies beginning with 55, 27, 28, 38, 2U, 0Y, 0Z
Met/Tower and GenAm policies
Former Travelers policies (beginning with 1-9)
Former NEF policies (beginning with 1Y)
Former GenAm policies (beginning with 72, 73)
Former NEF policies (beginning with 3Y)
Former NEF policies (beginning with 3U, 4U, 5U, 1Z)
Promise Whole Life (ending in UT)
Individual Long-Term Care Servicing
Individual Long-Term Care Claims
Disability Policies
Total Control Account
Fax
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Brighthouse accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
