Estate planning at Bank OZK
How to protect 12 Bank OZK accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Bank OZK's Trust & Wealth Services
Phone1-800-274-4482
Emailinfo@ozk.com
Mailing Address
Bank OZK, P.O. Box 8811, Little Rock, AR 72231
WebsiteLearn more →
Trust & Wealth Services
Phone1-501-978-2265
Mailing Address
Bank OZK Trust & Wealth, 18000 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Customer Care / Trust & Wealth Services
Phone1-800-274-4482
Mailing Address
Bank OZK, P.O. Box 8811, Little Rock, AR 72231
Trust & Wealth Division
Verified Feb 2026
Bank OZK offers 12 consumer accounts that interact with estate planning in distinct ways. Of those, 10 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Bank OZK can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Bank OZK provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 12 account types at Bank OZK.
View details →When someone dies
Death claim process
Contact Bank OZK's Trust & Wealth Services to file a claim. 7-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Bank OZK's Trust & Wealth Services at 1-501-978-2265.
Bank OZK operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Visit a Bank OZK branch with your trust agreement or Certification of Trust and government-issued ID. The bank will retitle the account so the trust is the legal owner. You will also need the trust's tax identification number (or your SSN for a revocable trust). If the account has existing POD designations, discuss with your banker whether to remove them, as trust terms typically govern how funds are distributed.
IRAs cannot be titled to a trust. However, you can name your trust as the beneficiary of your IRA. Consult a tax advisor before doing this, as there are significant tax implications for distributions to trust beneficiaries under the SECURE Act.
Bank OZK operates approximately 265 branch offices across nine states: Arkansas, Florida, Georgia, North Carolina, Texas, Tennessee, New York, California, and Mississippi. The largest branch concentrations are in Arkansas, Florida, and Georgia. Online banking is available to customers in all states where the bank has branches.
Yes. Bank OZK's Trust & Wealth division offers trust administration, estate settlement (serving as executor or personal representative), guardianship services, financial planning, and investment management. Trust & Wealth professionals are available for individual consultation. Contact the Trust & Wealth division at (501) 978-2265 or visit ozk.com/trust-wealth for more information.
Bank OZK offers CDs online with terms from 6 to 24 months, but trust-titled accounts generally require a branch visit to complete the retitling paperwork. If you already have an existing trust account relationship at Bank OZK, contact Customer Care at 1-800-274-4482 to confirm whether an online CD can be opened under the trust. Additional CD terms (7 days to 5 years) are available exclusively at branch locations.
Phone1-800-274-4482
Emailinfo@ozk.com
Mailing Address
Bank OZK, P.O. Box 8811, Little Rock, AR 72231
WebsiteLearn more →
Trust & Wealth Services
Phone1-501-978-2265
Mailing Address
Bank OZK Trust & Wealth, 18000 Cantrell Road, Little Rock, AR 72223
WebsiteLearn more →
Customer Care / Trust & Wealth Services
Phone1-800-274-4482
Mailing Address
Bank OZK, P.O. Box 8811, Little Rock, AR 72231
Trust & Wealth Division
Verified Feb 2026
Estate planning resources for Bank OZK customers
Tools and documents to help protect your Bank OZK accounts.
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