How to name beneficiaries and fund a trust at Banc of California
Covers 10 deposit, and 3 retirement accounts — beneficiaries can be managed online
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
Outside U.S.
TTY
Business Online Support
WebsiteLearn more→
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
Outside U.S.
TTY
Business Online Support
WebsiteLearn more→
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
WebsiteNotify online→
Verified Jul 2026
The key to protecting your Banc of California accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
With 13 product types, Banc of California offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Personal Checking AccountInterest Checking AccountBanc-On AccountFree Checking AccountPersonal Savings AccountKids Banc AccountPersonal Money Market AccountPersonal Retirement Money Market AccountCertificate of Deposit (CD)Health Savings Account (HSA)
1
Log in to Banc of California Online Banking
2
Navigate to account settings or beneficiary management
3
Select the account to add or update a beneficiary
4
Enter beneficiary information:
- Full legal name, date of birth, SSN, and relationship
- Allocation percentages if naming multiple beneficiaries
- Designation as primary or contingent
5
Review and submit the beneficiary designation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Community property state (California): spousal consent may be required for IRA beneficiary changes naming someone other than the spouse
- Trust beneficiaries require the full legal trust name, trust date, and trustee names
- Banc of California recognizes both informal revocable trusts (POD accounts) and formal revocable trusts (living/family trusts) per the Deposit Account Agreement
Sources
Data sourced from Banc of California primary sources (13 pages reviewed). How we research.
Download these Banc of California instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Banc of California primary sources. Bring it to the branch or keep it beside the phone.
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
Outside U.S.
TTY
Business Online Support
WebsiteLearn more→
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
Outside U.S.
TTY
Business Online Support
WebsiteLearn more→
Client Care Center
Phone1-877-770-2262
Fax1-855-661-8155
Mailing Address
Banc of California, 11611 San Vicente Blvd., Suite 500, Los Angeles, CA 90049
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Banc of California accounts and other assets with trusts, beneficiary designations, and estate planning documents.
