Estate planning and settlement at Amplify CU

How your Amplify CU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Amplify CU headquartered in Austin, TX with four branches: Esperanza (2800 Esperanza Crossing Building 2, Austin 78758 — lobby Mon-Fri 9am-5pm, Sat 9am-2pm), Pond Springs (13050 Pond Springs Rd, Austin 78729 — same hours), La Frontera (115 Sundance Parkway Suite 500, Round Rock 78681 — Mon-Fri 9am-5pm, closed Saturday), and Cedar Park (5001 183A Toll Road Suite O500, Cedar Park 78613 — Mon-Fri 9am-5pm, closed Saturday), plus a virtual branch (appointments Mon-Fri 8:30am-5:30pm, closed Saturday). Only the two Austin branches are open Saturdays, which matters when an out-of-state heir schedules a trip. Membership open to anyone living, working, or attending school in Texas, registered American Red Cross Central and South Texas Region volunteers, and Texas Consumer Council members; direct family members of existing members are also eligible. Membership never expires — Amplify states that members keep their accounts and family eligibility after leaving Texas, so a decedent who moved away may still hold Amplify accounts. Shared branch and ATM access through the CO-OP Shared Branch Network; surcharge-free ATMs through the Alliance of Austin Credit Unions. With 16 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.

Beneficiary designations at Amplify CU can be managed in branch and by phone, typically taking 15 to 30 minutes in a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.