Estate planning and settlement at American Heritage
Name beneficiaries online, fund a trust in branch, and report a death at 1-800-342-0008
American Heritage offers 20 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, American Heritage american Heritage lists 35+ locations across Philadelphia, Bucks, Montgomery, Delaware and Camden Counties (about-us). Membership eligibility per the Member Services Request Form: employee of American Heritage and its subsidiaries, employee of a Sponsor Group, family of a member, Kids-N-Hope Foundation membership, or living, working, worshipping or attending school in the Philadelphia Development Zone. Estate paperwork differs sharply by the decedent's state of residence (Pennsylvania vs. New Jersey) — see the death claim process. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Beneficiary designations at American Heritage can be managed online, in branch, by phone, and by mail, typically taking 15 to 30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
American Heritage has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 20 account types at American Heritage.
Preparing your estate →Death claim process
Report the death to American Heritage's Account Services Department at 1-800-342-0008. The page lists the steps and the documents to send.
When someone dies →American Heritage's Account Services Department can answer questions about beneficiaries, trusts, or death claims at 1-800-342-0008. Email inquiries can be sent to membership@amhfcu.org.
American Heritage operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Sources
Data sourced from American Heritage primary sources (18 pages reviewed). How we research.
American Heritage customer support
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Estate planning articles
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