How to name beneficiaries and fund a trust at Ally Invest
Covers 7 investment, and 8 retirement accounts at Ally Invest
Phone1-855-880-2559
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
Ally Bank (Deposit Accounts)
International Callers
WebsiteLearn more →
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-0563
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteLearn more →
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-2959
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteNotify online →
Verified Mar 2026
Preparing your Ally Invest investment accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
With 15 product types, Ally Invest offers a range of transfer options. Some investment accounts support Transfer on Death (TOD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Self-Directed Trading Individual BrokerageSelf-Directed Trading Joint BrokerageRobo Portfolios IndividualRobo Portfolios JointPersonal Advice (Wealth Management)Self-Directed Trading Custodial AccountRobo Portfolios Custodial Account
1Download the Non-IRA Beneficiary Designation form from ally.com (for brokerage) or the IRA Beneficiary Designation form (for retirement)
2Complete the form with account number, date of birth, SSN, and beneficiary information
3Designate up to 6 beneficiaries with percentage allocations totaling 100%
4For trusts as beneficiary: provide trust name, names of all trustees, and date established
5Joint account holders must also sign the form
6For IRA in a community property state: include notarized spousal consent if naming non-spouse
7Submit by uploading at secure.ally.com (log in, go to Investments, then Forms), fax to 1-866-699-0563, or mail to Ally Invest, PO Box 30248, Charlotte, NC 28230
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- No online self-service beneficiary management -- paper forms required for all beneficiary changes
- TOD designation cannot be changed by will, codicil, or trust document
- For trusts, charities, or minors as beneficiaries: must call 1-877-247-2559 for guidance
- Document upload accepts PDF, GIF, JPG, TIFF, PNG (2MB max per file)
- Mail submissions may take longer to process than electronic uploads
Phone1-855-880-2559
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
Ally Bank (Deposit Accounts)
International Callers
WebsiteLearn more →
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-0563
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteLearn more →
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-2959
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteNotify online →
Verified Mar 2026
Estate planning documents for Ally Invest customers
Free documents designed to protect your Ally Invest accounts.