Estate planning at Abound CU
How to protect 16 Abound CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
Lost/Stolen Debit or Credit Card
Unauthorized Credit Card Transactions
Debit Card PIN Reset
Credit Card PIN Reset
WebsiteLearn more→
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
Lost/Stolen Debit or Credit Card
Unauthorized Credit Card Transactions
Debit Card PIN Reset
Credit Card PIN Reset
WebsiteLearn more→
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
WebsiteNotify online→
Verified Jul 2026
How your Abound CU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Abound CU headquartered in Radcliff, Kentucky with 13 branch locations across central and southern Kentucky: Bardstown, Bowling Green (Gary Farms Branch), Brandenburg, Campbellsville, Danville, Elizabethtown (Ring Road Branch), Fort Knox (Pershing Branch), Glasgow, Hodgenville, Leitchfield, Louisville (Valley Station Branch), Radcliff, and Shepherdsville. Membership open to those who live, work, worship, attend school, or do regular business in eligible Kentucky areas; employees of Select Employer Groups; and active duty military, Reserve, Guard, civil service employees, retired military or civil service, and contractors at Fort Knox. $15 initial deposit required ($5 share + $10 one-time membership fee). Must be at least 18 years old to join online. Routing number: 283978425. NMLS #402678. With 16 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Managing beneficiaries at Abound CU is straightforward—changes can be made in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Abound CU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Abound CU.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Abound CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Membership is open to individuals who live, work, worship, attend school, or do regular business in eligible areas of Kentucky. Employees of Select Employer Groups are also eligible. Military members, including active duty, Reserve, Guard, civil service employees, retired military or civil service, and contractors at Fort Knox, can join. A $15 initial deposit is required ($5 share deposit + $10 one-time membership fee). Members must be at least 18 years old to join online.
Yes. Abound Credit Union operates a branch at Fort Knox (Pershing Branch) as well as nearby branches in Radcliff, Elizabethtown (Ring Road Branch), and Brandenburg. The credit union serves active duty military, Reserve, Guard, civil service employees, retired military or civil service, and contractors attached to the post. All 13 branch locations are across central and southern Kentucky.
Yes. IRA accounts at Abound Credit Union cannot be retitled into a trust name, but a trust can be named as the beneficiary on a Traditional IRA or Roth IRA using an IRA Beneficiary Designation form. Naming a trust as IRA beneficiary may have tax implications for distributions; consult a tax professional before making this designation.
Visit any Abound Credit Union branch with your full trust agreement or certification of trust, government-issued photo ID for all trustees, and the trust's Tax ID Number (SSN or EIN). Existing checking, savings, money market, and certificate accounts can be retitled into the trust name. IRA accounts cannot be retitled to a trust. Contact Abound at 800.285.5669 to confirm required documentation before visiting.
Yes. Abound's High-Yield Savings Account offers 4.25% APY on balances up to $5,000, with blended tiered rates on higher balances. No minimum opening deposit is required. Dividends are compounded monthly. Limit of one High-Yield Savings Account per primary member Social Security Number. Rates are variable and subject to change.
Abound offers standard certificate terms of 3, 12, 24, 36, 48, and 59 months, plus promotional specials including 6-month, 13-month, and 18-month terms. All certificates require a $500 minimum deposit. Dividends are compounded monthly. Early withdrawal penalties apply and vary by term length. Certificates can be opened through online/mobile banking, by phone at 800.285.5669, or at any branch.
Sources
Data sourced from Abound CU primary sources (20 pages reviewed). How we research.
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
Lost/Stolen Debit or Credit Card
Unauthorized Credit Card Transactions
Debit Card PIN Reset
Credit Card PIN Reset
WebsiteLearn more→
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
Lost/Stolen Debit or Credit Card
Unauthorized Credit Card Transactions
Debit Card PIN Reset
Credit Card PIN Reset
WebsiteLearn more→
Member Resource Branch
Phone1-800-285-5669
Mailing Address
Abound Credit Union, PO Box 900, Radcliff, KY 40159
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Abound CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
