Volatility

How does market volatility affect when I should transfer assets to my trust?

Market downturns can create opportunities for estate planning since you're transferring assets at temporarily reduced values, potentially saving on gift and estate taxes later when markets recover. However, timing the market is difficult and shouldn't be the primary driver of your estate planning decisions. Focus on your family's needs and long-term goals rather than trying to perfectly time market movements, as estate plans work best when they're consistent and comprehensive rather than reactive to short-term market changes.