Tax Rates

Discover how tax rates affect estate planning strategies. Learn about federal exemptions, gift tax limits, and timing decisions to minimize tax burdens on we...

How much can I give away tax-free before estate taxes kick in?

You can give up to $19,00026 USC § 2503(b); Rev. Proc. 2025-32 § 4.42Verified Jul 13, 2026View source per person per year without using your lifetime exemption. Beyond that, you can transfer up to $15,000,00026 USC 2001(c), 2010; P.L. 119-21 §70106Verified Jul 13, 2026View source during your lifetime or at death before federal estate taxes apply. Married couples can effectively double this to $30,000,00026 USC 2001(c), 2010; P.L. 119-21 §70106Verified Jul 13, 2026View source. Any amount above these thresholds gets taxed at up to 40%26 USC 2001(c)Verified Jul 13, 2026View source, making strategic planning essential for larger estates.