Ssi
Learn how a revocable living trust may interact with SSI eligibility. Explore estate planning tools designed for families navigating benefit rules.
Does putting assets in a trust affect SSI benefits?
Whether a trust affects SSI eligibility depends heavily on the type of trust and how it is structured. Assets placed in a revocable living trust are generally still counted as available resources by the Social Security Administration, which can impact benefit eligibility. Certain special needs trusts, by contrast, are designed specifically so that assets held inside them are not counted as available resources for SSI purposes. Understanding the differences between trust types is an important part of estate planning for families with a loved one who receives SSI.
