Special Needs Trusts

Learn how special needs trusts protect assets while preserving government benefits eligibility. Discover planning tools for families with disabled loved ones.

What expenses can a special needs trust pay for without affecting benefits?

Special needs trusts can pay for supplemental expenses that enhance quality of life without jeopardizing government benefits. These typically include medical care not covered by Medicaid, personal care attendants, education, recreation, and entertainment. The trust cannot pay for basic needs like food and shelter that government benefits already cover, as this could reduce benefit amounts.