Social Security
Understand how Social Security benefits affect estate planning. Learn about survivor benefits, timing strategies, and incorporating retirement income into yo...
What happens to my Social Security benefits when I die?
Your Social Security benefits stop when you die, but your surviving spouse and dependent children may qualify for survivor benefits based on your work record. Surviving spouses can receive up to 100% of your benefit amount if they wait until full retirement age. These survivor benefits don't pass through your estate or trust, but understanding them helps you plan how much additional life insurance or savings your family might need.
