Rmd

Learn about Required Minimum Distributions (RMDs) and how they impact retirement accounts and estate planning. Understand RMD rules and tax implications.

What happens to RMDs when someone dies?

When someone dies, RMD rules change for beneficiaries who inherit retirement accounts. Beneficiaries typically must take distributions based on their relationship to the deceased and the type of account inherited. The timing and amount of these distributions can affect both taxes and estate planning outcomes for families.