Probate Financing

How much does probate financing typically cost?

Probate financing typically comes with higher interest rates than traditional loans because it's secured by estate assets rather than personal credit. Interest rates often range from 12-18% annually, with some lenders charging origination fees of 2-5% of the loan amount. The total cost depends on how long the probate process takes in your state, which can vary from several months to over a year. Some lenders also require the estate to have sufficient assets to cover the loan amount plus interest.