Per Stirpes
Learn about per stirpes distribution in estate planning. Understand how this method ensures inheritance passes to descendants when beneficiaries predecease you.
What happens to my beneficiary's inheritance if they die before me?
With per stirpes distribution, if a beneficiary dies before you, their share automatically passes to their children (your grandchildren) in equal portions. For example, if you leave everything equally to your three children but one dies before you, that child's portion goes to their kids instead of being redistributed to your surviving children. This ensures each family branch receives their intended inheritance, even across generations.
