Mental Health

How do I protect a beneficiary with mental illness from losing their inheritance?

Special needs trusts offer strong protection by holding assets separately from the beneficiary's name, which helps preserve eligibility for government benefits like Medicaid and SSI. You can also structure distributions through a trustee who understands mental health needs and include specific instructions about coordinating with healthcare providers. Consider naming successor trustees and creating detailed care instructions to ensure long-term protection even if circumstances change.