Ladybird Deed

How does a ladybird deed let me keep control of my property?

A ladybird deed allows you to retain complete control over your property during your lifetime while automatically transferring it to beneficiaries upon death. You can sell, mortgage, or modify the property without needing permission from the named beneficiaries. The transfer only becomes effective when you pass away, avoiding probate court entirely. This type of deed is only available in a few states, so you'll need to check if your state recognizes this estate planning tool.