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Learn about estate loans - borrowing against inherited property before probate closes. Understand how these bridge loans work, costs, and alternatives for he...
Yes, estate loans (also called probate loans or inheritance advances) allow heirs to borrow money using inherited property as collateral before probate closes. These bridge loans typically require court approval and proof of your inheritance rights. Interest rates are usually higher than traditional mortgages because the property title isn't clear yet. The loan gets repaid when probate finalizes and you can sell or refinance the property with a standard mortgage.