Durable Poa

What's the difference between a regular power of attorney and a durable power of attorney?

A regular power of attorney automatically becomes invalid if you become incapacitated — which is exactly when most people need it most. A durable power of attorney stays in effect even if you lose the ability to make decisions yourself, allowing your chosen agent to manage finances, pay bills, and handle legal matters on your behalf. This distinction makes the durable version a foundational piece of most estate plans, often paired with a revocable living trust and healthcare directive. Without a durable POA in place, your family may need to go through a court-supervised guardianship or conservatorship process to gain authority to act for you.