How to name beneficiaries and fund a trust at Pekin Life
Covers 15 insurance, and 2 retirement accounts — beneficiaries can be updated by phone
Pekin Life
Subsidiary of Pekin Insurance (Farmers Automobile Insurance Association)
pekininsurance.com →
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more →
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more →
Life and Annuity Claims
Phone1-800-371-9622
Fax309-346-8265
Mailing Address
Pekin Life Insurance Company, Claims Department, 2505 Court Street, Pekin, IL 61558-0001
WebsiteNotify online →
Verified Feb 2026
Estate planning with Pekin Life policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
With 17 product types, Pekin Life offers a range of transfer options. Some policies support beneficiary designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Traditional IRA (Annuity)Roth IRA (Annuity)
1Call Pekin Life Insurance at 800-322-0160 ext. 2718 (Monday-Friday, 7:45am-4:15pm CST)
2Request a beneficiary change form for your policy
3Provide your policy number and personal identification
4A representative will mail the beneficiary change form to you
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary designations override instructions in a will
- Percentage allocations for each beneficiary tier must total 100%
- If a beneficiary is a minor, a trustee or custodian should be named
- Only the policyholder can change beneficiary designations
- Trusts, individuals, and estates may be named as beneficiaries
- Contact your independent Pekin agent for assistance with the form
- Online beneficiary changes are not available; changes must be submitted by mail
Pekin Life
Subsidiary of Pekin Insurance (Farmers Automobile Insurance Association)
pekininsurance.com →Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more →
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more →
Life and Annuity Claims
Phone1-800-371-9622
Fax309-346-8265
Mailing Address
Pekin Life Insurance Company, Claims Department, 2505 Court Street, Pekin, IL 61558-0001
WebsiteNotify online →
Verified Feb 2026
Estate planning documents for Pekin Life customers
Free documents designed to protect your Pekin Life accounts.