Preparing your Old National accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

With 16 product types, Old National offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.

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1Visit an Old National banking center with valid government-issued photo ID

2Request to add or update POD beneficiary designations on your account

3Complete the POD beneficiary designation form with a banker

4Provide beneficiary details: full legal name and identifying information

5For trusts: provide trust name, date established, and EIN

6Review and sign the designation form

Required Documents

Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

If two or more owners create a POD account, the account is jointly owned with right of survivorship unless specified otherwise
After the death of the last surviving account owner, the beneficiary becomes the owner of the account
Trusts can be named as POD beneficiaries
Named beneficiaries on POD accounts override your will
Changes require bank agreement, receipt of all documentation, and reasonable processing time