How to name beneficiaries and fund a trust at Hancock Whitney
Covers 9 deposit, 4 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
WebsiteLearn more →
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified Feb 2026
Preparing your Hancock Whitney accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
With 15 product types, Hancock Whitney offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Freestyle CheckingPriority CheckingAssure CheckingFreestyle SavingsSavings BuilderChristmas ClubMoney Market AccountPriority Money MarketCertificate of Deposit (CD)
1Visit a Hancock Whitney financial center with government-issued photo ID
2Request a POD (Payable on Death) beneficiary designation form from an account representative
3Provide beneficiary details including full legal name, date of birth, and Social Security number
4Designate primary and contingent beneficiaries
5Specify distribution percentages if naming multiple beneficiaries
6Consider per stirpes designation so a deceased beneficiary's share passes to their children
7Review and sign the completed form with the representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Coordinate beneficiary designations with your overall estate plan to avoid conflicts with your will or trust
- Name contingent beneficiaries to maintain control if a primary beneficiary predeceases you
- Review and update designations after major life changes such as marriage, divorce, birth, or death
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
WebsiteLearn more →
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified Feb 2026
Estate planning documents for Hancock Whitney customers
Free documents designed to protect your Hancock Whitney accounts.