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Contact Hancock Whitney's Trust & Asset Management — 9-step process, 5 required documents, and varies based on account type, documentation completeness, and whether probate is required

P.O. Box 4019, Gulfport, MS 39502
Trust & Asset Management
Death Claims
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
When a Hancock Whitney account holder passes away, the next step depends on how the accounts were set up. Accounts with beneficiary designations or trust ownership transfer outside of probate. Accounts titled solely in the deceased's name require the estate's legal representative to work with Hancock Whitney's Trust & Asset Management (1-800-448-8812) to access and distribute the funds.
Gather the account holder's full name, date of birth, and any known account or policy numbers before contacting Hancock Whitney. A certified death certificate is the primary document required to start any claim.
Here is the step-by-step death claim process at Hancock Whitney:
For accounts managed by Trust & Asset Management, contact 1-800-651-9227 directly. Spanish-language support available at 1-866-366-0001.
Mortgages and home equity loans are liabilities, not assets. They do not have beneficiaries and cannot be retitled to a trust. When a borrower dies, the loan obligation transfers with the property to whoever inherits it. Under the federal Garn-St. Germain Act, the lender cannot accelerate the loan or call it due when the property transfers to a surviving spouse, child, or the borrower's revocable trust.
Under the federal Garn-St. Germain Depository Institutions Act (12 U.S.C. 1701j-3), Hancock Whitney cannot enforce a due-on-sale clause when the property transfers to a surviving spouse, child, relative upon death, or the borrower's revocable living trust. Confirmed Successors in Interest are treated as borrowers under CFPB mortgage servicing rules. Mortgage Client Support: 1-866-695-6751. General customer service: 1-800-448-8812. Mortgage loan application: 1-800-506-4441. Spanish-language support: 1-866-366-0001.
Processing timelines at Hancock Whitney: Varies based on account type, documentation completeness, and whether probate is required. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.
Hancock Whitney requires several documents to process a claim, including Certified death certificate (at least one original), Government-issued photo ID for the beneficiary, surviving joint owner, or estate representative, and Letters Testamentary or Letters of Administration (if no POD or survivorship designation), and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.
Visit a Hancock Whitney financial center and speak with an account representative to complete a POD (Payable on Death) beneficiary designation form. Name both primary and contingent beneficiaries, and coordinate designations with your overall estate plan. Review and update designations after major life changes.
Call customer service at 1-800-448-8812 (Mon-Fri 7:00 AM - 7:00 PM CT, Sat 8:00 AM - 2:00 PM CT) or Trust & Asset Management at 1-800-651-9227, or visit a local financial center. You will need the deceased's account information and a certified death certificate. For POD accounts, the named beneficiary brings a death certificate and photo ID. For accounts without POD, the estate representative provides Letters Testamentary or Letters of Administration.
Yes. POD beneficiary designations on bank accounts take precedence over anything stated in your will. This is why it is important to keep beneficiary designations updated and coordinated with your overall estate plan whenever your circumstances change, such as after marriage, divorce, birth, or death of a family member.
Hancock Whitney's Death Claims can be reached by phone at 1-800-448-8812 for questions throughout the claims process.
If the deceased held multiple Hancock Whitney accounts, each may require a separate claim or have different documentation requirements. The Trust & Asset Management can confirm which accounts require individual attention and which can be processed together.

P.O. Box 4019, Gulfport, MS 39502
Trust & Asset Management
Death Claims
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Calculators and checklists to help navigate estate settlement after a Hancock Whitney account holder passes away.
Get a personalized checklist for settling an estate after someone passes away. Covers trust administration, probate, and intestate estates.
Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.
Calculate how much an executor (personal representative) can charge for administering an estate. See if your state has statutory fees or uses reasonable compensation.
Calculate how many certified death certificates you need based on the assets and accounts you need to close. See state-specific ordering information.
Answer a few questions to find out if an estate needs full probate, qualifies for simplified probate, or can avoid probate entirely with a small estate affidavit.
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.