Preparing your Great Southern Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

With 18 product types, Great Southern Bank offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.

Everyday CheckingInterest CheckingSenior CheckingFoundations BankingEveryday SavingsMoney MarketMoney Market Plus3-Month CD6-Month CD11-Month CDShort-Term Certificate of DepositLong-Term Certificate of DepositTime Deposit Open Account (TDOA)Health Savings Account (HSA)

1Visit any Great Southern Bank branch location

2Bring government-issued photo ID

3Provide beneficiary details: full name, date of birth, SSN, relationship, and address

4For IRA beneficiary changes, complete the IRA Beneficiary Designation form

5For trust beneficiaries, bring a copy of the trust agreement or Certification of Trust

Required Documents

Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

Trust beneficiary designations typically require a copy of the trust agreement or Certification of Trust
IRA beneficiary changes may require completion of a specific IRA beneficiary designation form