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Home→Financial Institutions→Great Southern Bank→When someone dies

What to do when a Great Southern Bank account holder dies

Contact Great Southern Bank's Branch Banking — 7-step process, 8 required documents, and pod and joint accounts typically processed within a few business days of receiving all required documents; probate estates may take longer

Great Southern Bank

Subsidiary of Great Southern Bancorp, Inc.

greatsouthernbank.com →
Great Southern Bank logo

Customer Service

Phone800-749-7113
Mailing Address

218 S. Glenstone, Springfield, MO 65802

Telephone Banking
800-725-6622
Wire Inquiries
800-749-7113 ext. 4114
Loan Servicing
888-245-2530
WebsiteLearn more →

Branch Banking

Phone800-749-7113
WebsiteLearn more →

Branch Banking / Customer Service

Phone800-749-7113
Mailing Address

218 S. Glenstone, Springfield, MO 65802

WebsiteNotify online →
Verified Mar 2026

When a Great Southern Bank account holder passes away, the next step depends on how the accounts were set up. Accounts with beneficiary designations or trust ownership transfer outside of probate. Accounts titled solely in the deceased's name require the estate's legal representative to work with Great Southern Bank's Branch Banking (800-749-7113) to access and distribute the funds.

Great Southern Bank provides an online portal for initiating death claims, which can simplify the initial notification and document submission process. Claims can also be started by phone or by mailing the required documents.

Death claim process

Here is the step-by-step death claim process at Great Southern Bank:

Filing a claim

1Contact Great Southern Bank at 800-749-7113 to notify them of the account holder's death
2Visit a branch with a certified copy of the death certificate and valid government-issued ID
3For accounts with POD beneficiary: present death certificate and beneficiary ID to claim funds directly
4For joint accounts: provide death certificate and complete applicable account maintenance forms
5For IRA accounts: provide death certificate, complete IRA beneficiary claim forms, and select distribution method
6For trust accounts: provide trust documentation, death certificate, and ID for successor trustee
7For accounts without beneficiary: obtain probate documents (Letters Testamentary or Letters of Administration) or small estate affidavit if applicable

Required Documents

  • Certified copy of the death certificate
  • Valid government-issued photo ID for the beneficiary, executor, or successor trustee
  • Account information for the deceased
  • For POD accounts: beneficiary designation confirmation
  • For IRA accounts: IRA beneficiary claim/distribution forms
  • For trust accounts: trust agreement, successor trustee documentation, and letters of successor trustee
  • For probate estates: Letters Testamentary or Letters of Administration from the court
  • For small estates: state-specific small estate affidavit (if applicable under state law)

Branch visit is generally required to complete estate settlement proceedings. Contact 800-749-7113 for specific documentation requirements based on account type and state of residence.

Processing timelines at Great Southern Bank: POD and joint accounts typically processed within a few business days of receiving all required documents; probate estates may take longer. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.

Great Southern Bank requires several documents to process a claim, including Certified copy of the death certificate, Valid government-issued photo ID for the beneficiary, executor, or successor trustee, and Account information for the deceased, and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.


Frequently asked questions

Contact Great Southern Bank at 800-749-7113 or visit any branch. Bring government-issued photo ID and provide your beneficiary's full name, date of birth, Social Security Number, relationship, and mailing address. For IRA accounts, you will complete an IRA Beneficiary Designation form. For deposit accounts, you can add a Payable on Death (POD) beneficiary.

Call Great Southern Bank at 800-749-7113 and then visit a branch with a certified copy of the death certificate. The documentation required depends on the account type: POD beneficiaries need their own ID and the death certificate; estate administrators need court-issued Letters Testamentary or Letters of Administration; IRA beneficiaries need to complete IRA claim forms. Customer service is available Monday through Friday 8:00 a.m. to 7:00 p.m. CT, Saturday 8:00 a.m. to 6:00 p.m. CT, and Sunday 9:00 a.m. to 4:00 p.m. CT.

Great Southern Bank's Branch Banking / Customer Service can be reached by phone at 800-749-7113 for questions throughout the claims process.

If the deceased held multiple Great Southern Bank accounts, each may require a separate claim or have different documentation requirements. The Branch Banking can confirm which accounts require individual attention and which can be processed together.

Great Southern Bank

Subsidiary of Great Southern Bancorp, Inc.

greatsouthernbank.com →
Great Southern Bank logo

Customer Service

Phone800-749-7113
Mailing Address

218 S. Glenstone, Springfield, MO 65802

Telephone Banking
800-725-6622
Wire Inquiries
800-749-7113 ext. 4114
Loan Servicing
888-245-2530
WebsiteLearn more →

Branch Banking

Phone800-749-7113
WebsiteLearn more →

Branch Banking / Customer Service

Phone800-749-7113
Mailing Address

218 S. Glenstone, Springfield, MO 65802

WebsiteNotify online →
Verified Mar 2026

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SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

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