Preparing your First Interstate accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

With 11 product types, First Interstate offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.

Simple BankingBasic CheckingSelect CheckingPremier CheckingRegular SavingsMoney Market AccountCertificate of Deposit

1Log in to your First Interstate Bank online banking account

2Navigate to account settings or beneficiary management

3Select the account you want to add a beneficiary to

4Enter beneficiary information including full legal name, date of birth, and Social Security number

5Designate primary and contingent beneficiary allocations

6Review and submit the beneficiary designation

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Required Documents

Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

Trust beneficiary designations may require visiting a branch or contacting the Client Contact Center
IRA beneficiary designations may require completion of a separate beneficiary form
Changes to beneficiary designations on trust accounts may require updated trust documentation