How to name beneficiaries and fund a trust at First Hawaiian
Covers 7 deposit, 3 retirement, and 9 lending accounts — beneficiaries must be updated in-branch
F
Customer Service
Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address
First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847
Online Banking Support
Online Banking Toll-Free
Lost/Stolen Card (Oahu)
Lost/Stolen Card Toll-Free (24 hours)
Fraud Reporting (24 hours)
WebsiteLearn more→
Wealth Management - Personal Trusts
Phone1-808-525-7134
Toll-Free1-888-287-0398
First Hawaiian Advisors
Institutional Advisory Services
Trust Retirement Benefits
WebsiteLearn more→
Death Claims
Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address
First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847
Wealth Management / Personal Trusts
Trust Toll-Free
Mortgage Service
Mortgage Toll-Free
WebsiteNotify online→
Verified May 2026
There are two ways to keep your First Hawaiian accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
First Hawaiian has 19 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Pure CheckingPriority Banking GoldPriority Banking PlatinumRegular SavingsYesSavingsMaxiMizerCertificate of Deposit
1
Visit any First Hawaiian Bank branch with government-issued photo ID
2
Request to add a Payable on Death (POD) or "in trust for" beneficiary designation to your deposit account
3
Provide beneficiary information:
- Full legal name, relationship, and contact details for each beneficiary
- If naming multiple beneficiaries, specify the percentage allocation for each
4
Review and sign the beneficiary designation form with a banker
5
For IRA accounts, request the IRA beneficiary designation form and complete with beneficiary details
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD/"in trust for" designations on deposit accounts require an in-branch visit
- POD designations are available only at Hawaii branches and are not available at Guam or CNMI branches
- Named beneficiaries override your will
- Upon death of the last surviving trustee, funds are paid to the named beneficiary or beneficiaries jointly if more than one is living
- First Hawaiian Bank's online banking disclosures describe an "in trust for" designation where the account is held by the trustee(s) for one or more beneficiaries
- The IRA Request Form at https://www.fhb.com/en/personal/form-ira is an information request only, not a beneficiary designation form
F
Customer Service
Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address
First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847
Online Banking Support
Online Banking Toll-Free
Lost/Stolen Card (Oahu)
Lost/Stolen Card Toll-Free (24 hours)
Fraud Reporting (24 hours)
WebsiteLearn more→
Wealth Management - Personal Trusts
Phone1-808-525-7134
Toll-Free1-888-287-0398
First Hawaiian Advisors
Institutional Advisory Services
Trust Retirement Benefits
WebsiteLearn more→
Death Claims
Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address
First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847
Wealth Management / Personal Trusts
Trust Toll-Free
Mortgage Service
Mortgage Toll-Free
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your First Hawaiian accounts and other assets with trusts, beneficiary designations, and estate planning documents.
