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Home→Financial Institutions→First Hawaiian→When someone dies

What to do when a First Hawaiian account holder dies

Contact First Hawaiian's Wealth Management - Personal Trusts — 5-step process, 6 required documents, and varies based on account type and documentation. accounts with pod beneficiaries or joint ownership may be resolved more quickly. probated estates depend on court timelines.

First Hawaiian

Subsidiary of First Hawaiian, Inc. (NASDAQ: FHB)

fhb.com→
F

Customer Service

Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address

First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847

Online Banking Support
1-808-643-4343
Online Banking Toll-Free
1-888-643-4343
Lost/Stolen Card (Oahu)
1-808-847-4444
Lost/Stolen Card Toll-Free (24 hours)
1-800-342-2778
Fraud Reporting (24 hours)
1-866-686-4228
WebsiteLearn more→

Wealth Management - Personal Trusts

Phone1-808-525-7134
Toll-Free1-888-287-0398
First Hawaiian Advisors
1-808-525-5159
Trust Retirement Benefits
1-808-525-7755
WebsiteLearn more→

Death Claims

Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address

First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847

Wealth Management / Personal Trusts
1-808-525-7134
Trust Toll-Free
1-888-287-0398
Mortgage Service
1-808-844-4178
Mortgage Toll-Free
1-800-362-7606
WebsiteNotify online→
Verified Apr 2026

What happens to First Hawaiian accounts after the account holder dies depends on how each account was titled. Beneficiary-designated and trust-owned accounts transfer directly. Accounts in the deceased's name alone go through the estate, and the executor or administrator works with First Hawaiian's Wealth Management - Personal Trusts (1-808-844-4444) to claim the funds.

Death claims at First Hawaiian can be started through an online portal, which streamlines the initial notification and document upload. Phone and mail options are also available.

Death claim process

Here is the step-by-step death claim process at First Hawaiian:

Filing a claim

1
Contact First Hawaiian Bank customer service at (808) 844-4444 or toll-free (888) 844-4444, or visit any branch to report the death of an account holder
2
Provide initial documentation:
  • Certified copy of the death certificate
  • Government-issued photo ID for the person making the claim
3
Claim process depends on account type:
  • POD/"in trust for" beneficiary designation: the named beneficiary can claim the funds upon providing the death certificate and ID
  • Joint account with right of survivorship: the surviving account holder retains access after providing the death certificate
  • Trust account: the successor trustee listed in the trust agreement takes control by presenting the trust document and death certificate
  • No beneficiary, joint owner, or trust: the estate must go through probate and the executor/administrator must provide Letters Testamentary or Letters of Administration from the court
4
Complete any required claim or distribution forms provided by the bank
5
For wealth management and trust accounts, contact the Wealth Management division at (808) 525-7134 or toll-free 1-888-287-0398

Required Documents

  • Certified copy of the death certificate
  • Government-issued photo ID for the claimant
  • Letters Testamentary or Letters of Administration (if probate is required)
  • Trust agreement (if account is held in trust)
  • Small Estate Affidavit (if estate qualifies under Hawaii law -- Hawaii Rev. Stat. 560:3-1201 for estates under $100,000)
  • Proof of relationship to the deceased (if applicable)

First Hawaiian Bank does not publish a dedicated estate services or death notification page. Contact general customer service at (808) 844-4444 or toll-free (888) 844-4444, available 7 days a week from 7:00 AM to 7:00 PM HST. For trust and wealth management accounts, contact the Wealth Management division at (808) 525-7134 or toll-free 1-888-287-0398. For mortgage-related death claims, contact First Hawaiian Bank's mortgage department at (808) 844-4178 or toll-free (800) 362-7606.

Processing timelines at First Hawaiian: Varies based on account type and documentation. Accounts with POD beneficiaries or joint ownership may be resolved more quickly. Probated estates depend on court timelines. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.

First Hawaiian requires several documents to process a claim, including Certified copy of the death certificate, Government-issued photo ID for the claimant, and Letters Testamentary or Letters of Administration (if probate is required), and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.


Frequently asked questions

Contact First Hawaiian Bank customer service at (808) 844-4444 or toll-free (888) 844-4444, available 7 days a week from 7:00 AM to 7:00 PM HST. You can also visit any branch. For trust and wealth management accounts, contact the Wealth Management division at (808) 525-7134 or toll-free 1-888-287-0398. For mortgage accounts, contact the mortgage service line at (808) 844-4178 or toll-free (800) 362-7606.

Yes. You can add a Payable on Death (POD) or "in trust for" beneficiary designation to eligible deposit accounts by visiting any First Hawaiian Bank branch in Hawaii. POD designations are not available at Guam or CNMI branches. Named beneficiaries override instructions in your will, so keep beneficiary designations updated when your circumstances change.

For a joint account with right of survivorship, the surviving account holder retains access to the account after providing a certified copy of the death certificate. The surviving owner should visit any branch or call customer service at (808) 844-4444 or toll-free (888) 844-4444 to update the account records.

First Hawaiian's Death Claims can be reached by phone at 1-888-844-4444 for questions throughout the claims process.

When the deceased had multiple First Hawaiian accounts, some may need separate claims while others can be handled together. The Wealth Management - Personal Trusts can clarify what's needed for each account type.

First Hawaiian

Subsidiary of First Hawaiian, Inc. (NASDAQ: FHB)

fhb.com→
F

Customer Service

Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address

First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847

Online Banking Support
1-808-643-4343
Online Banking Toll-Free
1-888-643-4343
Lost/Stolen Card (Oahu)
1-808-847-4444
Lost/Stolen Card Toll-Free (24 hours)
1-800-342-2778
Fraud Reporting (24 hours)
1-866-686-4228
WebsiteLearn more→

Wealth Management - Personal Trusts

Phone1-808-525-7134
Toll-Free1-888-287-0398
First Hawaiian Advisors
1-808-525-5159
Trust Retirement Benefits
1-808-525-7755
WebsiteLearn more→

Death Claims

Phone1-808-844-4444
Toll-Free1-888-844-4444
Mailing Address

First Hawaiian Bank, PO Box 3200, Honolulu, HI 96847

Wealth Management / Personal Trusts
1-808-525-7134
Trust Toll-Free
1-888-287-0398
Mortgage Service
1-808-844-4178
Mortgage Toll-Free
1-800-362-7606
WebsiteNotify online→
Verified Apr 2026

Estate planning articles

Learn how to protect your First Hawaiian accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your First Hawaiian accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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