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Home→Financial Institutions→First Financial Bank→Preparing your estate

How to name beneficiaries and fund a trust at First Financial Bank

Covers 12 deposit, 2 retirement, and 5 lending accounts — beneficiaries must be updated in-branch

First Financial Bank

Subsidiary of First Financial Bankshares, Inc.

ffin.com →
F

Customer Care Center

Phone1-855-660-5862
Emailsupport@ffin.com
Mailing Address

400 Pine Street, P.O. Box 701, Abilene, TX 79601

24-Hour Automated Telephone Banking
1-800-588-4925
Employee Directory
1-800-588-7000
WebsiteLearn more →

First Financial Trust

WebsiteLearn more →

Death Claims / Customer Care Center

Phone1-855-660-5862
Toll-Free1-855-660-5862
Mailing Address

400 Pine Street, P.O. Box 701, Abilene, TX 79601

Verified Mar 2026

Preparing your First Financial Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.

First Financial Bank offers 19 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.

First CheckingFirst Access CheckingWOW! CheckingInterest CheckingHeritage CheckingSenior CheckingPersonal SavingsMoney Market SavingsHealth Savings Account (HSA)Certificate of Deposit (CD)Youth CheckingKid's Savings
1Visit your local First Financial Bank branch
2Bring government-issued photo ID
3Provide beneficiary information: full legal name, date of birth, Social Security number, and address
4Specify percentage allocation if naming multiple beneficiaries
5Review and sign the Payable on Death (POD) beneficiary designation form with a banker

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • Beneficiary designations override your will
  • Texas is a community property state -- spousal consent may be required for certain designations

First Financial Bank

Subsidiary of First Financial Bankshares, Inc.

ffin.com →
F

Customer Care Center

Phone1-855-660-5862
Emailsupport@ffin.com
Mailing Address

400 Pine Street, P.O. Box 701, Abilene, TX 79601

24-Hour Automated Telephone Banking
1-800-588-4925
Employee Directory
1-800-588-7000
WebsiteLearn more →

First Financial Trust

WebsiteLearn more →

Death Claims / Customer Care Center

Phone1-855-660-5862
Toll-Free1-855-660-5862
Mailing Address

400 Pine Street, P.O. Box 701, Abilene, TX 79601

Verified Mar 2026

Estate planning documents for First Financial Bank customers

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SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

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