Preparing your Customers Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and aligning account ownership with your broader estate plan. Both approaches bypass probate, but they work differently depending on the account type.

Customers Bank offers 13 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.

Customers Bank Interest CheckingCustomers Bank Personal SavingsCB Max SavingsCB Savings (High-Yield Savings)Ascent Money Market Savings Account20-Month CD24-Month CD36-Month CD48-Month CD60-Month CDAscent CD

1Visit a Customers Bank branch location with your trust document and government-issued photo ID

2Provide the trust agreement or Certification of Trust

3Provide government-issued photo ID for each trustee

4Provide the trust tax identification number (EIN or SSN for revocable trusts)

5Complete the retitling paperwork with a bank representative to change account ownership to the trust

Required Documents

Trust agreement or Certification of Trust
Government-issued photo ID for each trustee
Trust tax identification number (EIN or SSN for revocable trusts)

Special Requirements

Per Customers Bank consumer disclosures, a revocable trust account may be opened without a written trust agreement. The account is in the name of one or more persons for the benefit of one or more named beneficiaries. Contact the bank directly for the specific process and any additional documentation requirements.