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Home→Financial Institutions→Customers Bank→When someone dies

What to do when a Customers Bank account holder dies

Contact Customers Bank — 9-step process, 6 required documents, and varies based on documentation completeness and whether probate is required.

Customers Bank

Subsidiary of Customers Bancorp, Inc.

customersbank.com →
C
Phone1-866-476-2265
Alternate Customer Service
1-833-595-0618
WebsiteLearn more →
Phone1-866-476-2265
Alternate Customer Service
1-833-595-0618
WebsiteLearn more →

Death Claims

Phone1-866-476-2265
Toll-Free1-866-476-2265
Mailing Address

Customers Bank, 40 General Warren Blvd, Suite 200, Malvern, PA 19355

Verified Mar 2026

When a Customers Bank account holder passes away, the next step depends on how the accounts were set up. Accounts with beneficiary designations or trust ownership transfer outside of probate. Accounts titled solely in the deceased's name require the estate's legal representative to work with Customers Bank's Death Claims (1-866-476-2265) to access and distribute the funds.

The claim process begins with a phone call to 1-866-476-2265. Have the account holder's full name, account numbers, and a certified death certificate available when making initial contact.

Death claim process

Here is the step-by-step death claim process at Customers Bank:

Filing a claim

1Contact Customers Bank at 866-476-2265 to notify them of the account holder's death
2Provide a certified copy of the death certificate
3Provide government-issued photo ID for the claimant
4If the account has a POD beneficiary designation, the beneficiary presents the death certificate and ID to claim funds
5If the account is held in a revocable trust, the successor trustee presents trust documents and the death certificate
6If no POD beneficiary or trust, provide Letters Testamentary or Letters of Administration from probate court
7If the estate qualifies under state law, a Small Estate Affidavit may be accepted
8Complete any distribution forms provided by Customers Bank
9Funds are distributed per the applicable instructions after document review

Required Documents

  • Certified copy of the death certificate
  • Government-issued photo ID for the claimant
  • Letters Testamentary or Letters of Administration (if probate is required)
  • Trust agreement (if account held in trust)
  • Small Estate Affidavit (if applicable under state law)
  • Any distribution forms provided by Customers Bank

Customers Bank does not publish a dedicated estate services page or specific death claim process on their website. Contact the bank's customer service line at 866-476-2265 for specific instructions and required forms. Per the consumer disclosures, upon a person's death the bank will pay the funds in the account in accordance with the appropriate documents presented.

Processing timelines at Customers Bank: Varies based on documentation completeness and whether probate is required.. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.

Customers Bank requires several documents to process a claim, including Certified copy of the death certificate, Government-issued photo ID for the claimant, and Letters Testamentary or Letters of Administration (if probate is required), and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.


Frequently asked questions

Contact Customers Bank at 866-476-2265 or visit a branch to add a Payable on Death (POD) beneficiary to your checking, savings, money market, or CD account. You will need to provide the beneficiary's full legal name and other identifying information. Per the bank's consumer disclosures, beneficiaries cannot withdraw funds unless all account owners have died.

If the account has a POD beneficiary designation, the named beneficiary can claim the funds by providing a death certificate and government-issued ID. If two or more beneficiaries survive, the bank pays the funds in equal shares. If the account is held in a trust, the successor trustee takes control. If neither applies, the account goes through probate and requires Letters Testamentary or Letters of Administration.

The mortgage obligation does not disappear at death. Under the federal Garn-St. Germain Act (12 U.S.C. 1701j-3), the lender cannot call the loan due or accelerate payments when the property transfers to a surviving spouse, child, or the borrower's revocable trust. Heirs should contact Customers Bank to discuss options including continued payments, loan assumption, refinancing, or payoff.

Customers Bank's Death Claims can be reached by phone at 1-866-476-2265 for questions throughout the claims process.

If the deceased held multiple Customers Bank accounts, each may require a separate claim or have different documentation requirements. The Death Claims can confirm which accounts require individual attention and which can be processed together.

Customers Bank

Subsidiary of Customers Bancorp, Inc.

customersbank.com →
C
Phone1-866-476-2265
Alternate Customer Service
1-833-595-0618
WebsiteLearn more →
Phone1-866-476-2265
Alternate Customer Service
1-833-595-0618
WebsiteLearn more →

Death Claims

Phone1-866-476-2265
Toll-Free1-866-476-2265
Mailing Address

Customers Bank, 40 General Warren Blvd, Suite 200, Malvern, PA 19355

Verified Mar 2026

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SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

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