How to name beneficiaries and fund a trust at CommunityAmerica
Covers 12 deposit, 4 retirement, and 2 investment accounts — beneficiaries must be updated in-branch
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteLearn more →
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteLearn more →
Estate Representative / Account Settlement
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteNotify online →
Verified Mar 2026
Preparing your CommunityAmerica accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because CommunityAmerica is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
With 18 product types, CommunityAmerica offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Cashback Free CheckingChiefs CheckingFree CheckingStudent CheckingHigh Interest SavingsTraditional SavingsHoliday SavingsAdvantage Money MarketPremier Money MarketMoney Market AccountShare CertificateSaver Certificate
1Visit any CommunityAmerica branch location
2Request to add or update a POD beneficiary designation on your account
3Provide beneficiary details: full name, date of birth, Social Security number, and relationship
4Specify percentage allocation for each beneficiary (must total 100%)
5All account owners must sign the beneficiary designation form
6Receive confirmation of the updated beneficiary designation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary designations are available for checking, savings, money market, and certificate accounts
- Trusts can be named as POD beneficiaries on eligible deposit accounts
- IRA beneficiary designations are completed on a separate form at account opening and can be updated at any time
- Upon death of the last surviving owner, POD funds are distributed to named beneficiaries and bypass probate
- For investment account beneficiaries, contact CommunityAmerica Wealth Management (Copper Financial) directly
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteLearn more →
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteLearn more →
Estate Representative / Account Settlement
Phone(800) 892-7957
Mailing Address
CommunityAmerica Credit Union, 9777 Ridge Drive, Lenexa, KS 66219
WebsiteNotify online →
Verified Mar 2026
Estate planning documents for CommunityAmerica customers
Free documents designed to protect your CommunityAmerica accounts.