How to name beneficiaries and fund a trust at VALIC
Covers 4 insurance accounts — beneficiaries can be managed online
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
WebsiteLearn more →
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
WebsiteLearn more →
Death Claims
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Verified Feb 2026
Estate planning with VALIC policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
VALIC offers 4 policies, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Portfolio Director®Portfolio Director® ChoiceVALIC Assured Choice AnnuityGroup Mutual Fund
1Log in to your account at myaccount.valic.com
2Navigate to the beneficiary designation section
3Add or update primary and contingent beneficiaries
4For trusts: enter trust name, trust date, and Tax Identification Number (TIN)
5Submit the changes electronically
6A confirmation email is sent and a confirmation letter is mailed to your address of record
7Beneficiary updates appear on your next quarterly statement
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts, estates, and charities can be named as beneficiaries
- Primary and contingent beneficiaries allowed
- Beneficiary designations override will provisions
- Death benefit: greater of account value or Guaranteed Minimum Death Benefit (GMDB)
- Certain ERISA plans require spousal consent when naming a non-spouse beneficiary
- Only unassigned beneficiaries can be deleted online
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
WebsiteLearn more →
Corebridge Retirement Services
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Enrollment Center
Retirement Planning & Job Changes
VALIC Financial Advisors Direct Accounts
WebsiteLearn more →
Death Claims
Phone1-800-448-2542
Fax1-877-202-0187
Mailing Address
Corebridge Retirement Services, P.O. Box 15648, Amarillo, TX 79105-5648
Verified Feb 2026
Estate planning documents for VALIC customers
Free documents designed to protect your VALIC accounts.