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What happens to a Shutterstock account when someone dies

Shutterstock publishes its own process for a deceased person's account; a written request goes in through Shutterstock's support ticket system.

Shutterstock's terms allow a Shutterstock account to pass to the estate after the holder dies.

Shutterstock publishes its own process for a deceased person's account: Account transfer after a contributor's death; a written request goes in through Shutterstock's support ticket system. The request takes 4 documents.

How to request a transfer

1
Contact Shutterstock, say the contributor has died, and ask for an account transfer.
2
Send the will naming the beneficiary of the portfolio, reviewed and approved by a lawyer or notary public, with the full name of the new owner.
3
Leave the portfolio's licensing options on while the transfer is processed. Content removed from creative marketplace licensing cannot be reinstated on the customer site for 30 days.
4
Complete the transfer paperwork Shutterstock provides: an Assignment and Assumption Agreement (a transfer of copyright agreement) and a W-9 or W-8BEN from the new owner. Pending unpaid earnings are paid to the original account holder first.
5
After the transfer, update the payout method and tax form. Payments are usually sent between the 7th and 15th of the month and are not issued without an approved tax form.

Required Documents

  • Will naming the beneficiary of the portfolio: Reviewed and approved by a lawyer or notary public.
  • The full name of the new owner and the reason for the ownership change
  • Assignment and Assumption Agreement: A transfer of copyright agreement, which Shutterstock provides.
  • W-9 or W-8BEN tax form from the new owner: if the transfer is approved. Which form depends on the new owner's country of residence; payments are not issued without an approved tax form.
Download instructions for the whole estate

What Shutterstock, Inc.'s terms say at death

The terms

“In the event of a contributor's death, Shutterstock honors the instructions of Estate representatives worldwide. As an example, your portfolio may be transferred over to a beneficiary if it is mentioned in a will that is reviewed and approved by a lawyer or notary public.”1

What Shutterstock, Inc. says happens10

Who owns the asset

The copyright in all content stays with the copyright owner. Shutterstock holds a worldwide, sublicensable, non-exclusive license to license and market the content it accepts.2

Transfer at death

The beneficiary contacts Shutterstock through the support messenger; its Fin AI Agent can help or connect the beneficiary with the right team, and Shutterstock helps process the paperwork for an account transfer.1

An account transfer moves both access to the account and the copyright in the portfolio, and the new holder assumes the previous holder's obligations and agreements with Shutterstock.3

How requests are reviewed

Shutterstock reviews and processes every account transfer request case by case.3

Balances, payouts and refunds

Pending unpaid earnings are paid to the original account holder before ownership is transferred.3

The Terms set a Payout Minimum of USD $25.00 per accounting period; earnings below it, or with no valid payment account on file, roll over to the next period. The help center says the contributor sets a minimum payout amount in account settings.2, 4

Payments through Payoneer, PayPal or Skrill are usually sent between the 7th and 15th of the month. Both US and non-US contributors need an approved tax form on file to be paid.4

Tax forms the provider issues

Shutterstock asks a US contributor for a W-9 when earnings reach $10.00 and issues no payment until a completed W-9 is on file, even if the earnings reach the minimum payout.5

Closing the account

An account with unpaid earnings is paid out before it is closed, through Shutterstock support. Shutterstock cannot issue a payment of less than $1.6

Under the Terms, royalties are forfeited if the account is cancelled before accrued earnings reach the Payout Minimum, and Shutterstock terminates an account no later than 90 days after a written request.2

Deletion and data retention

After an account is closed, Shutterstock deletes the contributor's information, keeping the personal data it needs for legal and compliance obligations where the contributor licensed content.6

Continuing a shop, channel or listing

Until an account termination takes effect, its content remains available for license to Shutterstock customers.2

Removing or reactivating a portfolio can take up to 72 hours to show on the website, and content removed from creative marketplace licensing cannot be reinstated on the customer site for 30 days.7

Licenses Shutterstock has issued for content that is later removed stay in effect in perpetuity.2

Inactive accounts and expiry

Earnings tied to inactive accounts may be turned over to the state as unclaimed property, typically because an expired payment method or tax form prevented payment; the account may also be opted out of licensing.8

Other ways to reach the provider

Shutterstock's contributor Contact us page carries an Account Changes topic with an option for an account transfer to a person or business.9

Not in Shutterstock's published guidance7

  • How long a request takes
  • A phone number for this
  • Whether a certified death certificate is required
  • A mailing address for estate or transfer requests
  • Documentation required beyond a reviewed will
  • Handling of earnings below the minimum payout at death
  • A tax-form transition process for the estate

Sources9

A written request to Shutterstock can ask it to transfer the accounts to the estate, refund an unspent balance, provide purchase and transaction records for the estate inventory, preserve the account while the estate is opened and close the account.

Digital Assets Recovery Letter for Shutterstock drafts that request from the estate's details.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Shutterstock, Inc. primary sources (11 pages reviewed). How we research.

Shutterstock estate claims

Shutterstock Contributor Support

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Verified Oct 2026

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