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Home→Agencies→DFAS→When someone dies

Notifying the DFAS when someone dies

Family member, executor, or casualty assistance officer is responsible for notifying the DFAS

DFAS

Military & Veterans

dfas.mil →
DFAS logo

DFAS Retired and Annuitant Pay

Phone1-800-321-1080
Mailing Address

DFAS U.S. Military Retired Pay 8899 E 56th Street Indianapolis, IN 46249-1300

WebsiteVisit website →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET

Survivor Benefit Plan (SBP)

Phone1-800-321-1080
WebsiteLearn about benefits →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET

Death Notification

Phone1-800-321-1080
Timeline

30 to 90 days for SBP annuity; arrears of pay may take longer

WebsiteLearn more →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET
Verified Mar 2026

When someone dies, the Defense Finance and Accounting Service (DFAS) must be notified. The family member, executor, or casualty assistance officer is responsible for notifying the DFAS.

Notification deadline: As soon as possible; retired pay received after death must be returned.

Steps to take

Steps for notifying the DFAS and applying for survivor benefits:

1
Notify DFAS of the retiree's death:
  • •Call DFAS Retired and Annuitant Pay at 1-800-321-1080
  • •Have the retiree's Social Security number and date of death ready
  • •Request that retired pay be stopped immediately
2
Return any retired pay received after the date of death. DFAS will send a debt notification letter for any overpayments. Contact the bank to return direct deposit payments.
3
Submit required claim forms:
  • •DD Form 2656-7 (Verification for Survivor Annuity) for SBP claims
  • •SF 1174 (Claim for Unpaid Compensation of Deceased Member) for arrears of pay
  • •Include a certified copy of the death certificate with all forms
4
Gather and submit supporting documents:
  • •Certified copy of the death certificate
  • •Marriage certificate (for surviving spouse claims)
  • •DD Form 214 or retirement orders
  • •Bank account information for direct deposit of SBP annuity
5
Wait for DFAS to process the SBP annuity claim. DFAS will send a notification when the annuity is established.

Required Documents

  • Certified copy of the death certificate
  • Retiree's Social Security number
  • DD Form 2656-7 (Verification for Survivor Annuity)
  • SF 1174 (Claim for Unpaid Compensation)
  • Marriage certificate (for surviving spouse)
  • DD Form 214 or retirement orders
  • Bank account information for direct deposit

Timeline

30 to 90 days for SBP annuity; arrears of pay may take longer

Survivor benefits

Survivor Benefit Plan (SBP) Annuity

Monthly annuity paid to the surviving spouse or eligible dependent children of a military retiree who enrolled in the Survivor Benefit Plan. SBP pays 55% of the retiree's selected base amount. SBP is automatic at retirement unless the spouse consents in writing to reduced or no coverage.

Eligibility: Surviving spouse or eligible dependent children of an SBP-enrolled retiree

Amount: 55% of the retiree's SBP base amount

How to apply: Contact DFAS at 1-800-321-1080; DFAS sends claim forms after death is reported

Learn more →

Arrears of Pay

Any retired pay earned but not yet paid at the time of death is paid to the surviving spouse or designated beneficiary. This includes the final partial month of retired pay.

Eligibility: Surviving spouse, designated beneficiary, or estate

Amount: Prorated retired pay from the 1st of the month through date of death

How to apply: Processed automatically by DFAS when the death is reported

Learn more →

Unpaid Retired Pay Balance

If the retiree was owed any back pay, bonuses, or travel reimbursements at the time of death, DFAS pays the balance to eligible survivors or the estate.

Eligibility: Designated beneficiary or estate

Amount: Varies based on amounts owed

How to apply: Contact DFAS at 1-800-321-1080


Frequently asked questions

Call DFAS Retired and Annuitant Pay at 1-800-321-1080 to report the death. Have the retiree's Social Security number and date of death available. DFAS will stop retired pay and begin processing survivor claims.

The Survivor Benefit Plan is a Department of Defense program that provides monthly income to eligible survivors of military retirees. SBP pays 55% of the retiree's selected base amount. Enrollment is automatic at retirement unless the spouse consents to reduced or no coverage.

Yes. Any retired pay received after the date of death must be returned to DFAS. If payments were made by direct deposit, contact the bank to return the funds. DFAS will send a debt notification letter for any overpayments.

Under the Survivor Benefit Plan-Dependency and Indemnity Compensation Offset, SBP payments are offset dollar-for-dollar by the amount of DIC received. The National Defense Authorization Act for FY2020 began a phased elimination of this offset, which is scheduled to be fully eliminated. Contact DFAS for current offset calculations.

Arrears of pay is the retired pay earned from the first day of the month through the date of death. Unlike active pay, retired pay is paid in arrears. DFAS processes arrears of pay automatically after the death is reported and claim forms are submitted.

SBP annuity claims typically take 30 to 90 days to process after DFAS receives all required documentation. DFAS may make retroactive payments from the date of death once the claim is approved.

Mail completed claim forms and supporting documents to: DFAS, U.S. Military Retired Pay, 8899 E 56th Street, Indianapolis, IN 46249-1300. Include a certified copy of the death certificate with all submissions.

After completing the notification process, eligible survivors can apply for 3 benefits through the DFAS. Each benefit has its own eligibility requirements and application process.

Keep copies of all documents submitted to the DFAS. Original documents submitted for verification are typically returned after processing.

DFAS

Military & Veterans

dfas.mil →
DFAS logo

DFAS Retired and Annuitant Pay

Phone1-800-321-1080
Mailing Address

DFAS U.S. Military Retired Pay 8899 E 56th Street Indianapolis, IN 46249-1300

WebsiteVisit website →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET

Survivor Benefit Plan (SBP)

Phone1-800-321-1080
WebsiteLearn about benefits →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET

Death Notification

Phone1-800-321-1080
Timeline

30 to 90 days for SBP annuity; arrears of pay may take longer

WebsiteLearn more →
HoursMonday through Friday, 8:00 a.m. to 5:00 p.m. ET
Verified Mar 2026